Making payments to employees who have a Mukuru Card is as simple as doing an EFT. Each Mukuru Card comes with its own Mukuru Money Number provided by Access Bank (). This means you can use your online banking portal or any payroll system to make payments directly to your employees.
Recipients with a Mukuru card can get money transferred to their card anytime, 24/7 – 7 days a week. We will send a sms notification and email to both the sender and recipient informing you of the status of the transaction. This transfer will take up to 24 hours.
Request CashBack at till points using your card at any participating stores from Shoprite, Checkers, Pick n Pay, Usave & Spar. A CashBack is the cheapest way of withdrawing cash. *Please note that the Mukuru Money Number is NOT an account number.
The Standard Bank of South Africa Limited (“Standard Bank”) remains the owner of the Card at all times. Mukuru Financial Services (Pty) Ltd, Reg. 2008/025860/07 (“MFS”) manages the operation of the Mukuru Card.
Send money to a registered customer
- Dial *111# to access My phone menu.
- Select option 4.
- Select option 2.
- Choose option 1.
- Enter Cell number of the person you wish to send money.
- Enter Amount you wish to send.
- Enter payment reference of your choice, e.g. your name.
- Enter your 4 digit PIN.
Essentially, EFT (electronic fund transfer) is used to move money from one account to another. The transaction is completed electronically, and the two accounts can be at the same financial institution or different financial institutions. However, the term “EFT” doesn't refer to a specific type of payment.
You can transfer money to any of the countries in our UK to Africa corridor. We now have more than 150 Mukuru Orange Booths in Zimbabwe, more than 8 000 collection points in Malawi, and more than 700 Mukuru Orange Booths across the countries in our UK to Africa corridor.
Sending money to Nigeria has never been easier. For fast and affordable money transfers, choose Mukuru.
Banking App
- Login with the FNB Banking App.
- Select 'Send Money'
- Select 'To Zimbabwe'
- Read the information and select 'Continue'
- Select 'From Account'
- Enter the amount, recipient cellphone number and recipient's Zimbabwean ID number.
- Select 'Send'
- Agree to the Terms of Use.
South African residents need to provide a utility bill confirming their address. Quote “Moneytrans” and the 9-digit transaction reference number. We will notify you and your recipient by email and SMS when funds are ready to be collected and send the transaction reference number.
How to send money online, on mobile or in person
- Venmo: Best rated for mobile.
- Zelle: Fastest for domestic transfers (tie with Google Pay).
- Google Pay: Fastest for domestic transfers (tie with Zelle).
- PayPal: Most popular online.
- Walmart-2-Walmart: Best for nonbank transfers.
How it works:
- Simply add +27 860 018 555 as a contact on your phone.
- Then, on WhatsApp, simply type 'Hi' to start creating your order.
- Remember to always include +27 when you save our WhatsApp number!
- Once you've created your order, you can then pay at any of our pay-in partners listed here.
Andy Jury, CEO of Mukuru. Cape Town-based remittance and money transfer provider Mukuru has reached over seven million customers globally and is looking to extend its footprint across Southern Africa. Mukuru enables affordable and reliable financial services to underserved communities.
Banking App
- Download or sign into the Standard Bank mobile app.
- Click on “More”
- Select “Explore products”
- Select “Foreign Exchange”
- Select “Outward International Payments” to make a payment or “Inward International Payments” to receive a payment.
- Follow the steps to complete the payment process.
Although the process differs by company, to send money overseas you'll generally need to:
- Register for an account.
- Provide your recipient's details.
- Enter the details of your transaction.
- Review the details of your transaction.
- Pay for your transfer.
- Track your transaction.
The best ways to send money to Australia
- Bank Transfer. Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise.
- Debit Card. Paying for your transfer with a debit card is easy and fast.
- Credit Card.
- PISP.
- Swift.
